Schurmann, Anna T, and Heidi Bart Johnston. “The Group-Lending Model and Social Closure: Microcredit, Exclusion, and Health in Bangladesh”. Journal of Health, Population and Nutrition 27, no. 4 (September 16, 2009): 518–527. Accessed October 20, 2024. https://banglajol.info/index.php/JHPN/article/view/3398.